Director of Residences · Owner's Agent · UHNW Estates

Your estate is a $10 million asset.
Is anyone actually protecting it?

Most property managers can manage a schedule. Very few can read a scope of work, catch a padded invoice, identify moisture behind marble, or tell you the true cost of owning your property before you buy it. That gap between what you have and what you're getting costs families hundreds of thousands of dollars every year.

The Problem Nobody Talks About

You hired people to protect your property.
Here's what's actually happening.

Every scenario below has happened to a real family. Some of them are happening right now, undetected, at properties just like yours.

Your property manager can't read a blueprint.

They came from hospitality. They manage staff beautifully. But when a contractor hands them a $180K scope of work, they have no idea if $90K of it is unnecessary. They approve it. You pay it.

Your vendors work for your manager, not for you.

Referral fees of 10–15% are industry standard. Every contractor your property manager recommends is paying for the privilege. You've been overpaying for years and you don't know it.

Your seasonal home sat empty for six months. Nobody checked.

The HVAC failed in January. Pipes froze. By the time the caretaker noticed, you had $200K in water damage. A $500 thermal scan in November would have caught it.

You bought the property. Nobody told you what it actually costs to own.

You budgeted $50K a year. The real number is $350K — taxes, flood insurance, dock maintenance, private road assessments, seasonal staff, and systems you didn't know existed. You can afford to buy it. Can you afford to own it?

Your parents are gone. Their estate is full of everything they ever owned.

Two properties, sixty years of possessions. Fine art that needs appraisal. Silver nobody wants. The estate attorney needs an inventory. The IRS needs valuations. The properties are bleeding $35K a month in carrying costs. Nobody is managing the physical reality.

Your "fully renovated" purchase was hiding six figures of damage.

New marble, new fixtures, beautiful finishes. Behind the walls: original plumbing leaking for years, mold spreading through framing. The home inspection missed it. A thermal camera wouldn't have.

Real Scenarios, Real Stakes

Does any of this sound familiar?

Click any headline to see what went wrong — and how it could have been prevented.

01 The Hidden Mold Behind the Marble $480K remediation. A $3K scan would have caught it. +

A family acquires a "fully renovated" $8.5M penthouse. Six months later, mold is found behind bathroom walls and under cabinetry. The original plumbing was never replaced. Remediation: $480K plus six weeks of relocation.

FLIR thermal imaging during a pre-purchase inspection detects moisture signatures behind walls before closing. A contractor's eye knows where water hides and what "fully renovated" often conceals.

Stakes: $540K+ in avoidable costs. Prevented by a single pre-purchase thermal scan.

This doesn't have to happen →
02 The Easement Nobody Mentioned $3–4M value loss. The title company missed it. +

A $12M Hamptons waterfront estate with "400 feet of private beachfront." Six months after closing, neighbors walk across the sand. A 40-year-old beach access easement grants 80 families walking rights through the property.

Deep title examination, easement analysis, and recorded instrument review catch this before an offer is even submitted. The same methodology used in our pre-purchase reports.

Stakes: $3–4M property value loss. $200K+ in potential litigation.

This doesn't have to happen →
03 The Renovation That Disappeared $2.1M in draws. 23% complete. Contractor gone. +

A prestigious contractor recommended by the real estate agent takes on a $4.8M renovation. Monthly draw requests, progress photos. At month 18, the contractor vanishes. Foundations poured wrong, structural posts don't meet code, 23% complete.

Draw verification tied to actual progress. Milestone inspections. Scope-of-work review by someone who has written construction documents. Payment controls that prevent getting ahead of completion.

Stakes: $2.1M lost + $300K litigation + $1.5M to restart. A project management engagement prevents all of it.

This doesn't have to happen →
04 Six Properties, Zero Coordination $400K+ annual damage from failed transitions. +

Homes in Aspen, the Hamptons, Miami, Cabo, London, Portofino. Each with its own local manager and vendors. Every seasonal transition is a disaster. HVAC not commissioned. Pools not open. Pipes frozen. Roof leaks undetected for months.

One fractional Director coordinating all properties with standardized seasonal protocols, FLIR thermal verification, and documented condition reports at every transition.

Stakes: $400K+ in preventable annual damage. 18–22% reduction in facility costs through coordinated management.

This doesn't have to happen →
05 The Avalanche of Everything They Left Behind Two estates, 60 years of possessions, $35K/month in carrying costs. +

Boomer parents pass away. The heirs inherit an $18M primary and a $6M vacation home, both full of a lifetime of possessions. Fine art needing appraisal. Wine collections. Sterling silver. Crystal nobody wants. Filing cabinets of documents. The estate attorney needs inventory. The IRS needs valuations at 40%. The properties bleed $35K/month while the heirs are paralyzed by grief, logistics, and family conflict.

Project management for the entire physical disposition: appraisers, auction houses, estate sales, consignment, donation logistics, and cleanout — all in the right sequence. Simultaneously maintaining both properties, keeping insurance current, security active, and the homes in showing condition. Compressing an 18-month nightmare into 6–8 months.

Stakes: $200K+ in carrying cost savings. $50–100K in value preserved through proper item handling. Family relationships protected.

This doesn't have to happen →
06 The True Cost Nobody Calculated Budgeted $50K/year. Actual: $352K. +

A $10.5M waterfront estate. The family budgets $50K/year for operations. Year one reality: property taxes $95K, flood insurance $42K, homeowner's $38K, grounds $48K, dock $15K, private road assessment $8K, seasonal staff $60K, mechanical maintenance $22K, pest control $6K, security $18K. Total: $352K.

Pre-purchase property reports include detailed operating cost projections specific to the property, location, and systems. You know the true cost of ownership before you sign.

Stakes: $300K annual budget shortfall. The difference between a dream property and a financial burden.

This doesn't have to happen →
What This Looks Like In Practice

Before a client committed $10.5M,
we found what nobody else looked for.

A recent pre-purchase property analysis for a waterfront estate. This is the depth of due diligence that standard home inspections, real estate agents, and title companies do not provide.

Pre-Purchase Intelligence: $10.5M Waterfront Estate

Before our client committed to a $10.5M waterfront estate on Long Island, we produced a 33-page analysis covering every dimension of the property that a standard inspection ignores.

We identified: a failed prior listing the seller tried to obscure with a higher relist — a dual-trust ownership structure requiring coordinated legal execution — the property sits entirely within a Local Waterfront Revitalization Area restricting future improvements — dock rights requiring DEC and Army Corps analysis — a private road with shared maintenance obligations — and an active $4.27M mortgage creating negotiation leverage for the buyer.

The standard home inspection found none of this. Neither did the listing agent's disclosures.

33
Page Report
13
Sections of Analysis
64%
Price Premium Flagged
6+
Risk Factors Identified
What You Get

Every service exists to solve a specific problem.

Pre-Purchase Property Intelligence

You know exactly what you're buying before you sign.

Title analysis, regulatory assessment, structural evaluation, environmental risk, true operating cost projections, and negotiation leverage — delivered in a comprehensive report that integrates with your legal and financial advisors.

Fractional Director of Residences

Director-level oversight without the $250K+ salary.

Full operational management of your estate: staff, standards, vendors, systems, and reporting. Scaled to what you actually need — 10 hours a month or 40, with the same expertise either way.

Owner's Agent

Someone with authority, knowledge, and zero conflicts of interest on your side.

Your eyes at the property. Vendor oversight, contractor accountability, renovation management, and the construction knowledge to know when something isn't right.

FLIR Thermal & 3D Imaging

Problems found before they cost you six figures.

Moisture intrusion, insulation failures, electrical anomalies, and HVAC inefficiencies detected with thermal imaging. Full spatial documentation with 3D imaging for renovation planning and insurance baselines.

Renovation & Project Management

Your renovation stays on budget because someone can read the scope of work.

Contractor vetting, contract review, milestone-tied payments with conditional lien releases, change order scrutiny, and on-site progress verification. We manage the process. Your interests are protected from brief to completion.

Estate Transition & Disposition

The logistics are managed so your family can grieve, not project-manage.

Coordinating appraisers, auction houses, estate sales, donation logistics, and property preparation for sale — while keeping the properties maintained, insured, and secure throughout the process.

For Private Family Offices

Your office manages the wealth.
Who manages the real estate?

You have accountants, attorneys, and investment advisors. But when the family asks why the renovation went 50% over budget, or why the seasonal home had $200K in water damage, or why the vendor invoices can't be verified — nobody in your office has the answer. That's the gap.

We provide the property expertise your office doesn't have: institutional-grade reporting, vendor governance, compliance auditing, condition documentation, and integration with your existing advisory team. Every deliverable is designed for your reporting requirements, not ours.

The economics are clear: Families with under $100M in real estate rarely justify a full-time Director of Residences at $250K+ in total compensation. A fractional engagement delivers the same expertise at a fraction of the cost, scaled to actual need. For larger portfolios, we supplement your existing team with specialized capabilities — pre-purchase analysis, thermal diagnostics, renovation oversight — that generalist estate managers don't have.

All engagements operate under NDA. Reporting integrates with your accounting, tax, and insurance frameworks. We work with your team, not around it.

Why This Exists

Most estate professionals understand management.
Very few understand buildings.

Fractional Estate Services was built on a career path that most people in this industry haven't walked. It started in furniture making — learning that every detail is structural, not decorative. Then general contracting — understanding entire properties from footing to finial, writing scopes of work, pulling permits, managing trades. Then a decade in estate management, the last two years as a Director of Residences overseeing properties and their associated businesses across the United States and internationally.

That combination — trade-level construction knowledge, operational estate management, and director-level strategic oversight — is what allows us to read a property differently than anyone else you'll hire. We know when a quote is padded. We know when a repair is being deferred. We know what "fully renovated" actually means. And we know what it costs to own and operate a significant property, because we've done it.

The Foundation

Furniture Making

Detail is structure, not decoration.

The Build

General Contracting

Whole-property knowledge. Systems, structure, trades, cost.

10 Years

Estate Management

Operations, staff, standards, reporting.

Director Level

Director of Residences

Multi-property, international, business oversight.

Take the Next Step

A 30-minute conversation could save you six figures.

Every engagement begins with a conversation. No pitch, no pressure. Tell us about your property, your situation, and where you feel exposed. We'll tell you exactly what we'd look at and what it would cost.

Your Free Property Consultation Includes:

30-minute call with Michael Cox, Director of Residences

Preliminary assessment of your property's risk profile

Identification of the 2–3 highest-priority issues based on your situation

Honest recommendation — including whether you actually need our services

Request Your Free Consultation

We take on a limited number of clients to ensure the quality of service that significant properties require.

All inquiries treated with complete discretion.